What is liquor liability insurance?

Insurance for Liquor Stores Liquor store insurance is required for just about any facility that sells spirits or any other form of alcoholic beverage. Liquor store insurance is an insurance policy that protects liquor stores from third-party claims resulting from a personal injury or accident caused by a person who was intoxicated after purchasing liquor from that store.

Package liquor stores sell a variety of bottled and packaged alcoholic beverages, including wine and beer, for consumption away from the store. Beer kegs may be available. Domestic or foreign sources can be utilized.

For the things sold, procedures must be licenced. Sales of liquor and alcohol may be limited, or the store may also sell soft drinks, nonalcoholic mixers, food, lottery tickets, or other goods. For the capability of customers, some items may be offered refrigerated. Package liquor retailers are frequently open till the first morning hours. They might be privately or corporately held, or they can be solely owned and operated by the state.

This form of insurance is not limited to covering liquor stores. This also applies to bars, taverns, and restaurants that regularly offer alcohol consumption, as well as event organisers, wedding coordinators, and event managers. Individuals arranging a one-time event where alcohol consumption will be served are also covered by the liquor store insurance plan.

Liquor store insurance can protect your business from litigation for as little as $77 a month. Get a quick Liquor Store Insurance price and your certificate of insurance right away.